Book now, pay later
Pay in 0% instalments
Book now, pay later on any booking, from holidays and tours to visas: 0% interest credit card instalments or Buy Now Pay Later account services
- Credit card instalments
- AED 1,000 minimum
- BNPL (Tabby & Tamara)
- No minimum required
Pick your bank or account
Credit cards, from AED 1,000
How it works
How credit card instalments work
Enjoy 0% interest instalments on credit card instalment plans for bookings above AED 1,000.
Book
Choose a holiday, tour or visa worth AED 1,000 or more for credit card instalments
Book now and select instalments
Choose your preferred bank credit card and payment plan
Pay over time
Enjoy your trip while paying in easy instalments
Instant activation
Auto-activate banks
These banks automatically activate credit card instalments at checkout - no phone call needed!
Emirates NBD
- Payment terms
- 3/6 months
- Bank processing fee
- AED 49
Auto-activates at checkout
Liv
- Payment terms
- 3/6 months
- Bank processing fee
- AED 49
Auto-activates at checkout
Mashreq
- Payment terms
- 3/6 months (AED 29) | 9/12 months (AED 49)
- Bank processing fee
- AED 29-49
Auto-activates at checkout
Call to activate
Call-to-activate banks
Simply call your bank to activate credit card instalments after payment
ADCB
- Payment terms
- 3/6/12 months
- Bank processing fee
- AED 52.5
HSBC
- Payment terms
- 3/6/12 months
- Bank processing fee
- AED 0
RAKBANK
- Payment terms
- 3/6/9/12 months
- Bank processing fee
- AED 0
Buy now pay later
Buy now pay later, no minimum required
Flexible payment solutions with Tabby and Tamara
- No minimum booking amount required
Tabby
Split purchases into 4 interest-free payments or up to 12 monthly payments. No minimum booking amount.
- Payment terms
- 4 payments or up to 12 months
- Service fee
- AED 0
Tamara
Pay in up to 4 instalments. Sharia compliant, with no late fees and no minimum booking amount.
- Payment terms
- Up to 4 instalments
- Service fee
- AED 0
Why choose 0% instalments?
The smart way to pay for your dream vacation
Secure & safe
Bank-level security for all transactions
Instant approval
Get approved in seconds at checkout
0% interest
No interest to pay. Any bank processing fee is listed above.
Flexible terms
Choose from 3, 6, 9, or 12 months
Common questions
Can I pay for a holiday in instalments in the UAE?
Yes. Bookings of AED 1,000 or more can be split into 0% interest instalments on a credit card from Emirates NBD, Liv, Mashreq, ADCB, HSBC and RAKBANK. Any booking, with no minimum, can be paid through Tabby and Tamara. You book and select instalments at checkout, then pay over time.
What can I pay for in instalments?
Any booking with Holidayys: holiday packages, multi-day tours, ladies-only trips, visas abroad and UAE visas. Credit card plans need a booking of AED 1,000 or more; Tabby and Tamara have no minimum, so they also suit a smaller booking such as a single visa.
Which banks offer 0% instalments with Holidayys?
Emirates NBD (3/6 months), Liv (3/6 months) and Mashreq (3/6 months (AED 29) | 9/12 months (AED 49)) activate automatically at checkout. ADCB (3/6/12 months), HSBC (3/6/12 months) and RAKBANK (3/6/9/12 months) require you to call your bank to convert the payment — the numbers are on this page.
Is there a fee for paying in instalments?
The interest is 0%, but that is not the same as free. Emirates NBD charges AED 49, Liv charges AED 49, Mashreq charges AED 29-49 and ADCB charges AED 52.5 as a one-time processing fee. HSBC, RAKBANK, Tabby and Tamara charge nothing. The fee is set by the bank, not by Holidayys.
Is there a minimum booking amount to pay in instalments?
It depends which route you take. Credit card instalment plans need a booking of AED 1,000 or more. Tabby and Tamara have no minimum at all and will split any booking amount.
Is there a Sharia-compliant way to pay in instalments?
Yes — Tamara. It splits a booking into up to 4 instalments, is Sharia compliant, and charges no late fees. There is no minimum booking amount.
Ready to book with 0% instalments?
Start exploring our travel packages and pay in easy instalments with your preferred credit card or BNPL account
Questions? Contact Holidayys
+971 4 589 0001