Pay in 0% instalments

Common questions

Can I pay for a holiday in instalments in the UAE?

Yes. Bookings of AED 1,000 or more can be split into 0% interest instalments on a credit card from Emirates NBD, Liv, Mashreq, ADCB, HSBC and RAKBANK. Any booking, with no minimum, can be paid through Tabby and Tamara. You book and select instalments at checkout, then pay over time.

Which banks offer 0% instalments with Holidayys?

Emirates NBD (3/6 months), Liv (3/6 months) and Mashreq (3/6 months (AED 29) | 9/12 months (AED 49)) activate automatically at checkout. ADCB (3/6/12 months), HSBC (3/6/12 months) and RAKBANK (3/6/9/12 months) require you to call your bank to convert the payment — the numbers are on this page.

Is there a fee for paying in instalments?

The interest is 0%, but that is not the same as free. Emirates NBD charges AED 49, Liv charges AED 49, Mashreq charges AED 29-49 and ADCB charges AED 52.5 as a one-time processing fee. HSBC, RAKBANK, Tabby and Tamara charge nothing. The fee is set by the bank, not by Holidayys.

Is there a minimum booking amount to pay in instalments?

It depends which route you take. Credit card instalment plans need a booking of AED 1,000 or more. Tabby and Tamara have no minimum at all and will split any booking amount.

Is there a Sharia-compliant way to pay in instalments?

Yes — Tamara. It splits a booking into up to 4 instalments, is Sharia compliant, and charges no late fees. There is no minimum booking amount.